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Vandalism, Theft, & Property Damage Claim

As your trusted property claim advisors, we work diligently to solve your problems and ease the burden of filing and managing your property claim on your own.

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Work with all types of claims
30 years of combined experience
Provide complex approach

vandalism claims

Helping you navigate through your Vandalism Damage Claim

Sometimes damage to your property can occur suddenly through a malicious criminal act: someone spray paints the building with graffiti, forces entry, destroys the physical structure, or much worse. We understand how stressful it can be to make a police report and begin the process with the insurance company after a crime has occurred on your property.

How do I get started?

Follow the 5 steps process with Ally Property Claim Advisors

Our advisors begin the process by throughly evaluating your property damage claim as well as your insurance policy. We know the right questions to ask. How big or complex is the claim? Does your insurance policy cover your property damage? Are you underinsured? Ally Property Claim advisors will guide you through your insurance policy coverage and evaluate what is needed before you get an estimate or file a claim. Calling the insurance companies first is often not in your favor for the best settlement. We will evaluate your claim honestly and fairly, using our years of expertise as industry leaders to walk you through the process.

Our advisors will evaluate the damage and assess how much the repair will cost for your property damage claim. We have industry resources and trained professionals on our team to perform an accurate site inspection. Based on the results of the inspection, Ally Property Claim Advisors will create a property damage estimate for you. We will answer all of your questions thoroughly and accurately based on our years of industry experience. From minor to complex claims, our advisors know exactly what to do. We work on your behalf, not the insurance companies.

It can be challenging to assess what to do with all of the data presented. Our expert advisors are there to help you make the most informed decision on how to proceed next with your claim: use the deductible, pay out-of-pocket or file? Ally Property Claim Advisors are here to manage and facilitate your property damage claim. We will also advise you if filing the claim is not the best move based on your particular situation.
We can help you with filing your property damage claim promptly and accurately. A fully prepared and documented claim expedites the process and payment exponentially.

When your property damage claim is correct, the next step is to ensure your insurance company pays your claim properly. We work diligently to make sure you receive the correct payment for your claim.

We’ve got you covered

Common vandalism damages:

Damage to doors, windows, alarm systems, and other points of entry

Damages from tampering/stealing plumbing or wiring

Graffiti or defacement of property

start the insurance claim process

Know what to do next

It can be overwhelming to start the insurance claim process on your own. You might not knowthe best way to get paid out as quickly and painlessly as possible.

Ally Property Claim Advisors know what to do and get results.

We can help with your vandalism insurance claim immediately. Our dedicated team of professionals work on your behalf with the insurance companies to make sure you receive a full and fair settlement for all of your vandalism damage repairs and losses.

We are your ally in the insurance claim process

We will dispute any deals that are not approved. Our mission is to get you covered on all your water damage repairs and losses, no matter the size or complexity.

Ally Property Claim Advisors will conduct a fair and complete evaluation of the damages you’ve incurred and the cost it will take to repair the property.

Our advisors have the extensive knowledge and resources to conduct an objective analysis of your vandalism claim and help you understand all of the options available to you. If you’ve been a victim to vandalism, theft or damage to your property caused by criminals, reach out to us before filing a claim for a free policy review! As your trusted property claim advisors, we work diligently to solve your problems and ease the burden of filing and managing your property claim on your own.

faq

Frequently Asked Questions

What’s not covered as vandalism and malicious mischief?
Vandalism or malicious mischief losses are not covered if a property has been vacant for over 60 consecutive days. A structure is considered vacant if no one is living there and it’s substantially empty of personal property necessary for normal use.

Vandalism committed by any of the insured is also not covered. For example, if you live with a partner who is a named insured on your policy and they move out, but you neglect to have the policy rewritten, they’re still insured under the policy. If they return and destroy your property in any way, reimbursement would likely be denied because it’s an intentional act committed by one insured against another.

What do I do after my property is damaged by vandalism?
Creating a detailed estimate of your losses from the act of vandalism or malicious mischief is very important. Documenting damaged property or possessions as a part of your claim will help your insurance company reimburse you for any losses, damages, or repairs. Look over your policy to know which items you should list. Whenever possible, take note of the serial numbers and approximate cost of each item listed. Taking photos or videos of damaged furniture or personal belongings in rooms is also helpful.
When do I file the vandalism claim?

Once you’re finished detailing your losses, speak with an independent property claim advisor about how to submit the form before filing the vandalism claim with your insurance company. Make sure what you turn in is correct with no missing information; insurers need a complete claim package to reach your settlement faster. Ally PCA can help you with your insurance documentation and answer any questions about your vandalism claim; also when it’s better not to file a claim. Our experienced advisors have over 30 years in the insurance claim business, they know what to do to get your vandalsim or malicous mischeif damages covered fully and fairly.

What do I do if my vandalism claim gets denied or underpaid?
If your insurer has denied your vandalism claim, is delaying processing, or has offered less money than you believe you are owed, you should speak with a property claim advisor to explore your options. Ally PCA can help you assess your vandalism or other property damage claims or disputes and offer solutions.